Premier Liability Policy

for Photographers & Videographers

RVNA's Premier Photographer/Videographer Insurance program protects you against lawsuits arising from bodily injury, property damage, personal injury or advertising injury. With optional limits available from $1,000,000 to $5,000,000 you can easily meet insurance requirements from venues, cities, permit offices, and rental houses.

Coverages available with Premier Liability Insurance

The Photographer/Videographer Liability Insurance is crucial in protecting you against lawsuits that may arise from bodily injury, property damage, personal injury, or advertising injury.

$100,000 of Damage to Premises coverage is included with your Premier Photographer/Videographer Insurance policy. However, it is highly beneficial to maximize your protection by choosing a higher limit. We offer limits up to $1,000,000.

Medical Payments pay reasonable medical expenses for each person who is injured, up to the specified limit, without consideration of who is at fault. Medical Payments coverage often helps avoid lawsuits by giving the Insured Policyholder a hassle-free means to appease potentially litigious injured persons.

This option extends the Commercial General Liability coverage to include coverage for video shoots on railroad owned property.

Non-Owned and Hired Automobile Liability Insurance protects the insured against third-party lawsuits arising from the use of automobiles which are not owned or are rented, chartered or hired by the insured, such as a chartered bus. Hired and Non-Owned Automobile Liability coverage is an optional coverage available when purchasing Premier Liability Insurance.


Both Standard Insurance and Premier Insurance are for professional photographers/videographers.  Our Standard Insurance policy often meets the needs of many photographers/videographers.  The Premier Insurance policy offers more coverage options and broader coverage including higher limits on Liability and expanded property coverage.  Please take a look at our comparison chart to view the two programs side by side.  If you have any questions regarding the differences, please call our office at 1-800-364-2433.

The geographic limitation of almost any insurance contract is described by its policy territory. The territory of this particular policy varies with its coverages, but in each instance does include the United States and Canada. Contact us for specific territory interpretations.

The time limitation of almost any insurance contract is defined by its inception and expiration date and time (at some specific location). This limitation is known as the policy period, which in this instance is one calendar year.

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